Credit Repair

*Know your FICO® scores, improve your FICO® scores, save money!!!!*

How FICO® Credit Scores Work:                                                                

When you apply for credit – whether for a credit card, a car loan, or a mortgage – lenders want to know what risk they’d take by loaning money to you. FICO® scores are the credit scores most lenders use to determine your credit risk. You have three FICO® scores, one for each of the three credit bureaus – Experian, TransUnion, and Equifax. Each credit score is based on information the credit bureau keeps on file about you. As this information changes, your credit scores tend to change as well.

Your 3 FICO® credit scores affect both how much and what loan terms (interest rate, etc.) lenders will offer you at any given time. Taking steps to improve your FICO® scores can help you qualify for better rates from lenders. Obtain a copy of of your credit report from the three main financial institutions.

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
1-(800)-685-1111
http://www.Equifax.com

Experian
PO Box 2002
Allen, TX 75013
1-(888)-397-3742
http://www.Experian.com

Trans Union 
760 W. Sproul Road
Springfield, PA 19064-0390
1-(800)-888-4213
http://www.TransUnion.com

Start repairing your credit!  Remove any negative aspects of your credit report. This may involve paying for collection accounts and disputing invalid information. Make a list of any errors that you see and inform the Bureaus and keep any documents for future reference.

Jennifer Dahl®
CENTURY 21 Judge Fite Co.
1380 N Us Hwy 287 Ste. 104
Mansfield, Tx 76063
Main Phone: 817-473-7661 ext. 353
Cell Phone: 817-235-9382
Fax: 817-453-8565

jenniferdahl@judgefite.com

 
- Jennifer Dahl -
www.txrealestateguide.com